White-Label Neoanking Platform for Europe

Launch and scale branded payment and neobanking services faster with a modular platform built for compliance, API integration and operational control.

Who merx800 is built for

For organizations that need to launch and operate modern payment and banking services without giving up control, scalability, or compliance.

Fintechs and payment providers

Manage accounts, cards, onboarding, and payment flows through a modular platform designed to reduce fragmentation and support faster rollout, stronger governance, and scalable service delivery.

Regulated enterprises

For organizations operating in complex environments that need to integrate financial services into existing systems with an approach that is scalable, governable, and ready for enterprise deployment.

Sports organizations and large user-base businesses

Designed for clubs, leagues, and businesses with strong customer ecosystems that want to unlock more value from payments through new revenue streams, lower costs, and stronger control over financial operations.

How merx800 works

merx800 unifies accounts, cards, onboarding and payment orchestration in one modular platform, helping organizations launch faster and operate with more control.

Launch faster. Scale smarter. Operate with more control.

Creates a stronger foundation for controlled expansion across regulated European markets.

merx800

Why merx800

Because building financial services from scratch is slow, costly, and hard to scale. merx800 gives organizations a modular foundation to launch, manage, and expand payment and banking services with more control, lower operational complexity, and a faster path to market in regulated European environments.

What merx800 helps you achieve

  • Launch branded financial services faster
  • Reduce infrastructure fragmentation
  • Improve operational governance
  • Unlock new revenue opportunities
  • Lower execution and management costs
  • Scale on a platform built for Europe
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Launch faster

Accelerate rollout with pre-built modules and ready-to-integrate capabilities.

Scale with control

Support growing user bases, stronger governance, and long-term service expansion on one modular platform.

Built for Europe

Operate with a platform designed for regulated European markets and compliant financial service delivery.

Reduce cost and complexity

Replace fragmented vendors and heavy custom development with a more efficient infrastructure model.

A modular neobanking platform tailored to your business

  • Dedicated IBAN accounts

  • Mastercard & VISA debit cards (virtual and physical)

  • Instant payments

  • Peer-to-Peer payments

  • Peer-to-Business payments

  • POS payments

  • ATM withdrawals with card

  • PagoPA integration

  • Buy Now, Pay Later (BNPL)

  • Cashback programs

  • Ads Manager

  • Marketplace integration

merx800 future

What merx800 brings into one platform

All designed to reduce fragmentation, accelerate rollout, and support scalable financial service delivery across Europe.

Build a scalable and profitable banking model

  • Increase user retention

  • Lower customer acquisition costs

  • Strengthen brand loyalty

  • Reach break-even faster

  • Create long-term recurring revenue

Tell us about your project
  • A focused discussion of your business goals, operational needs, and launch priorities
  • A clear evaluation of integration scope, compliance requirements, and rollout timelines
  • A modular platform designed for complex, regulated European environments
  • One technology partner for accounts, cards, onboarding, payment orchestration and embedded financial services